Moving from San Antonio to Lubbock (2026)

Lubbock has a COL index of 81 vs 87 for San Antonio (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$100/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
87 โ†’ 81
100 = US avg
1BR rent
$1,100 โ†’ $1,000
per month
State tax
None โ†’ None
income tax
COL difference
87 โ†’ 81
7% cheaper

Salary needed in Lubbock to match your San Antonio lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in San AntonioEquivalent in Lubbock
$40K$37,241
$50K$46,552
$60K$55,862
$75K$69,828
$80K$74,483
$100K$93,103
$120K$111,724
$150K$139,655

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$122/moon core expenses at $75K

Monthly budget at $75K โ€” San Antonio vs Lubbock

ExpenseSan AntonioLubbock
Monthly take-home$4,741$4,741
1BR rent$1,100$1,000
Groceries$353$346
Transport$48$38
Utilities$175$172
Internet$60$58
Left after essentials$3,005$3,127

30-Year Wealth Builder

If you invest your monthly savings of $122 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$148,836

over 30 years compared to staying in San Antonio โ€” that's the real price of a city.

$122/mo invested

Frequently asked questions

Is Lubbock cheaper than San Antonio?

Yes. Lubbock has a cost of living index of 81 vs 87 for San Antonio (100 = US average). That's about 7% cheaper.

How much will I save moving from San Antonio to Lubbock?

On a $75K salary, moving from San Antonio to Lubbock saves roughly $100/month on core expenses. That's ~$1,200/year.

What salary do I need in Lubbock to match my San Antonio lifestyle?

To maintain the same purchasing power as $75,000 in San Antonio, you'd need roughly $69,828/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only