Moving from San Antonio to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 87 for San Antonio (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$91 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8789
100 = US avg
1BR rent
$1,100$1,200
per month
State tax
None3.2%
income tax
Take-home at $75K
$4,741$4,541
per month

Salary needed in Indianapolis to match your San Antonio lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in San AntonioEquivalent in Indianapolis
$40K$40,920
$50K$51,149
$60K$61,379
$75K$76,724
$80K$81,839
$100K$102,299
$120K$122,759
$150K$153,448

Monthly budget at $75K — San Antonio vs Indianapolis

ExpenseSan AntonioIndianapolis
Monthly take-home$4,741$4,541
1BR rent$1,100$1,200
Groceries$353$357
Transport$48$60
Utilities$175$155
Internet$60$55
Left after essentials$3,005$2,714

Frequently asked questions

Is Indianapolis cheaper than San Antonio?

No. Indianapolis has a cost of living index of 89 vs 87 for San Antonio (100 = US average). That's about 2% more expensive.

How much will I save moving from San Antonio to Indianapolis?

On a $75K salary, core expenses in Indianapolis run about $91/month more than San Antonio. Factor this into your salary negotiation when relocating.

What salary do I need in Indianapolis to match my San Antonio lifestyle?

To maintain the same purchasing power as $75,000 in San Antonio, you'd need roughly $76,724/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only