Moving from San Antonio to Albany (2026)

Albany has a COL index of 92 vs 87 for San Antonio (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$362 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8792
100 = US avg
1BR rent
$1,100$1,400
per month
State tax
None6.9%
income tax
Take-home at $75K
$4,741$4,309
per month

Salary needed in Albany to match your San Antonio lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in San AntonioEquivalent in Albany
$40K$42,299
$50K$52,874
$60K$63,448
$75K$79,310
$80K$84,598
$100K$105,747
$120K$126,897
$150K$158,621

Monthly budget at $75K — San Antonio vs Albany

ExpenseSan AntonioAlbany
Monthly take-home$4,741$4,309
1BR rent$1,100$1,400
Groceries$353$380
Transport$48$68
Utilities$175$185
Internet$60$65
Left after essentials$3,005$2,211

Frequently asked questions

Is Albany cheaper than San Antonio?

No. Albany has a cost of living index of 92 vs 87 for San Antonio (100 = US average). That's about 6% more expensive.

How much will I save moving from San Antonio to Albany?

On a $75K salary, core expenses in Albany run about $362/month more than San Antonio. Factor this into your salary negotiation when relocating.

What salary do I need in Albany to match my San Antonio lifestyle?

To maintain the same purchasing power as $75,000 in San Antonio, you'd need roughly $79,310/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only