Moving from Sacramento to San Antonio (2026)

San Antonio has a COL index of 87 vs 127 for Sacramento (100 = US average). You'd pay about 31% less for the same lifestyle.

Save ~$1,481/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
127 โ†’ 87
100 = US avg
1BR rent
$2,000 โ†’ $1,100
per month
State tax
9.3% โ†’ None
income tax
COL difference
127 โ†’ 87
31% cheaper

Salary needed in San Antonio to match your Sacramento lifestyle

Based on the 31% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in San Antonio
$40K$27,402
$50K$34,252
$60K$41,102
$75K$51,378
$80K$54,803
$100K$68,504
$120K$82,205
$150K$102,756

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$982/moon core expenses at $75K

Monthly budget at $75K โ€” Sacramento vs San Antonio

ExpenseSacramentoSan Antonio
Monthly take-home$4,159$4,741
1BR rent$2,000$1,100
Groceries$403$353
Transport$100$48
Utilities$150$175
Internet$65$60
Left after essentials$1,441$3,005

30-Year Wealth Builder

If you invest your monthly savings of $982 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,198,012

over 30 years compared to staying in Sacramento โ€” that's the real price of a city.

$982/mo invested

Frequently asked questions

Is San Antonio cheaper than Sacramento?

Yes. San Antonio has a cost of living index of 87 vs 127 for Sacramento (100 = US average). That's about 31% cheaper.

How much will I save moving from Sacramento to San Antonio?

On a $75K salary, moving from Sacramento to San Antonio saves roughly $1,481/month on core expenses. That's ~$17,772/year.

What salary do I need in San Antonio to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $51,378/year in San Antonio. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only