Moving from Sacramento to Lubbock (2026)

Lubbock has a COL index of 81 vs 127 for Sacramento (100 = US average). You'd pay about 36% less for the same lifestyle.

Save ~$1,104/mo
on core expenses · $75K salary baseline

Key differences

COL index
12781
100 = US avg
1BR rent
$2,000$1,000
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Lubbock to match your Sacramento lifestyle

Based on the 36% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in Lubbock
$40K$25,512
$50K$31,890
$60K$38,268
$75K$47,835
$80K$51,024
$100K$63,780
$120K$76,535
$150K$95,669

Monthly budget at $75K — Sacramento vs Lubbock

ExpenseSacramentoLubbock
Monthly take-home$4,159$4,741
1BR rent$2,000$1,000
Groceries$403$346
Transport$100$38
Utilities$150$172
Internet$65$58
Left after essentials$1,441$3,127

Frequently asked questions

Is Lubbock cheaper than Sacramento?

Yes. Lubbock has a cost of living index of 81 vs 127 for Sacramento (100 = US average). That's about 36% cheaper.

How much will I save moving from Sacramento to Lubbock?

On a $75K salary, moving from Sacramento to Lubbock could save roughly $1,104/month on core expenses. That's ~$13,248/year.

What salary do I need in Lubbock to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $47,835/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only