Moving from Sacramento to Houston (2026)

Houston has a COL index of 95 vs 127 for Sacramento (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$681/mo
on core expenses · $75K salary baseline

Key differences

COL index
12795
100 = US avg
1BR rent
$2,000$1,350
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Houston to match your Sacramento lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in Houston
$40K$29,921
$50K$37,402
$60K$44,882
$75K$56,102
$80K$59,843
$100K$74,803
$120K$89,764
$150K$112,205

Monthly budget at $75K — Sacramento vs Houston

ExpenseSacramentoHouston
Monthly take-home$4,159$4,741
1BR rent$2,000$1,350
Groceries$403$357
Transport$100$90
Utilities$150$175
Internet$65$65
Left after essentials$1,441$2,704

Frequently asked questions

Is Houston cheaper than Sacramento?

Yes. Houston has a cost of living index of 95 vs 127 for Sacramento (100 = US average). That's about 25% cheaper.

How much will I save moving from Sacramento to Houston?

On a $75K salary, moving from Sacramento to Houston could save roughly $681/month on core expenses. That's ~$8,172/year.

What salary do I need in Houston to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $56,102/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only