Moving from Rockford to Springfield (2026)

Springfield has a COL index of 81 vs 82 for Rockford (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$55/mo
on core expenses · $75K salary baseline

Key differences

COL index
8281
100 = US avg
1BR rent
$1,050$1,000
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Springfield to match your Rockford lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in RockfordEquivalent in Springfield
$40K$39,512
$50K$49,390
$60K$59,268
$75K$74,085
$80K$79,024
$100K$98,780
$120K$118,537
$150K$148,171

Monthly budget at $75K — Rockford vs Springfield

ExpenseRockfordSpringfield
Monthly take-home$4,428$4,428
1BR rent$1,050$1,000
Groceries$357$357
Transport$50$48
Utilities$158$155
Internet$58$58
Left after essentials$2,755$2,810

Frequently asked questions

Is Springfield cheaper than Rockford?

Yes. Springfield has a cost of living index of 81 vs 82 for Rockford (100 = US average). That's about 1% cheaper.

How much will I save moving from Rockford to Springfield?

On a $75K salary, moving from Rockford to Springfield could save roughly $55/month on core expenses. That's ~$660/year.

What salary do I need in Springfield to match my Rockford lifestyle?

To maintain the same purchasing power as $75,000 in Rockford, you'd need roughly $74,085/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only