Moving from Rochester to Providence (2026)

Providence has a COL index of 108 vs 89 for Rochester (100 = US average). Expect to pay about 21% more for the same lifestyle.

Pay ~$551 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89108
100 = US avg
1BR rent
$1,300$1,800
per month
State tax
6.9%6%
income tax
Take-home at $75K
$4,309$4,366
per month

Salary needed in Providence to match your Rochester lifestyle

Based on the 21% cost of living increase between the two cities.

Your salary in RochesterEquivalent in Providence
$40K$48,539
$50K$60,674
$60K$72,809
$75K$91,011
$80K$97,079
$100K$121,348
$120K$145,618
$150K$182,022

Monthly budget at $75K — Rochester vs Providence

ExpenseRochesterProvidence
Monthly take-home$4,309$4,366
1BR rent$1,300$1,800
Groceries$376$399
Transport$65$75
Utilities$180$195
Internet$65$68
Left after essentials$2,323$1,829

Frequently asked questions

Is Providence cheaper than Rochester?

No. Providence has a cost of living index of 108 vs 89 for Rochester (100 = US average). That's about 21% more expensive.

How much will I save moving from Rochester to Providence?

On a $75K salary, core expenses in Providence run about $551/month more than Rochester. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $91,011/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only