Moving from Providence to Rochester (2026)

Rochester has a COL index of 89 vs 108 for Providence (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$551/mo
on core expenses · $75K salary baseline

Key differences

COL index
10889
100 = US avg
1BR rent
$1,800$1,300
per month
State tax
6%6.9%
income tax
Take-home at $75K
$4,366$4,309
per month

Salary needed in Rochester to match your Providence lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Rochester
$40K$32,963
$50K$41,204
$60K$49,444
$75K$61,806
$80K$65,926
$100K$82,407
$120K$98,889
$150K$123,611

Monthly budget at $75K — Providence vs Rochester

ExpenseProvidenceRochester
Monthly take-home$4,366$4,309
1BR rent$1,800$1,300
Groceries$399$376
Transport$75$65
Utilities$195$180
Internet$68$65
Left after essentials$1,829$2,323

Frequently asked questions

Is Rochester cheaper than Providence?

Yes. Rochester has a cost of living index of 89 vs 108 for Providence (100 = US average). That's about 18% cheaper.

How much will I save moving from Providence to Rochester?

On a $75K salary, moving from Providence to Rochester could save roughly $551/month on core expenses. That's ~$6,612/year.

What salary do I need in Rochester to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $61,806/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only