Moving from Rochester to Montgomery (2026)

Montgomery has a COL index of 81 vs 89 for Rochester (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$317/mo
on core expenses · $75K salary baseline

Key differences

COL index
8981
100 = US avg
1BR rent
$1,300$1,050
per month
State tax
6.9%5%
income tax
Take-home at $75K
$4,309$4,428
per month

Salary needed in Montgomery to match your Rochester lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in RochesterEquivalent in Montgomery
$40K$36,404
$50K$45,506
$60K$54,607
$75K$68,258
$80K$72,809
$100K$91,011
$120K$109,213
$150K$136,517

Monthly budget at $75K — Rochester vs Montgomery

ExpenseRochesterMontgomery
Monthly take-home$4,309$4,428
1BR rent$1,300$1,050
Groceries$376$353
Transport$65$38
Utilities$180$170
Internet$65$58
Left after essentials$2,323$2,759

Frequently asked questions

Is Montgomery cheaper than Rochester?

Yes. Montgomery has a cost of living index of 81 vs 89 for Rochester (100 = US average). That's about 9% cheaper.

How much will I save moving from Rochester to Montgomery?

On a $75K salary, moving from Rochester to Montgomery could save roughly $317/month on core expenses. That's ~$3,804/year.

What salary do I need in Montgomery to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $68,258/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only