Moving from Rochester to Providence (2026)

Providence has a COL index of 108 vs 94 for Rochester (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$472 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
94108
100 = US avg
1BR rent
$1,400$1,800
per month
State tax
9.9%6%
income tax
Take-home at $75K
$4,122$4,366
per month

Salary needed in Providence to match your Rochester lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in RochesterEquivalent in Providence
$40K$45,957
$50K$57,447
$60K$68,936
$75K$86,170
$80K$91,915
$100K$114,894
$120K$137,872
$150K$172,340

Monthly budget at $75K — Rochester vs Providence

ExpenseRochesterProvidence
Monthly take-home$4,122$4,366
1BR rent$1,400$1,800
Groceries$380$399
Transport$55$75
Utilities$168$195
Internet$62$68
Left after essentials$2,057$1,829

Frequently asked questions

Is Providence cheaper than Rochester?

No. Providence has a cost of living index of 108 vs 94 for Rochester (100 = US average). That's about 15% more expensive.

How much will I save moving from Rochester to Providence?

On a $75K salary, core expenses in Providence run about $472/month more than Rochester. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $86,170/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only