Moving from Providence to Rochester (2026)

Rochester has a COL index of 94 vs 108 for Providence (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$472/mo
on core expenses · $75K salary baseline

Key differences

COL index
10894
100 = US avg
1BR rent
$1,800$1,400
per month
State tax
6%9.9%
income tax
Take-home at $75K
$4,366$4,122
per month

Salary needed in Rochester to match your Providence lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Rochester
$40K$34,815
$50K$43,519
$60K$52,222
$75K$65,278
$80K$69,630
$100K$87,037
$120K$104,444
$150K$130,556

Monthly budget at $75K — Providence vs Rochester

ExpenseProvidenceRochester
Monthly take-home$4,366$4,122
1BR rent$1,800$1,400
Groceries$399$380
Transport$75$55
Utilities$195$168
Internet$68$62
Left after essentials$1,829$2,057

Frequently asked questions

Is Rochester cheaper than Providence?

Yes. Rochester has a cost of living index of 94 vs 108 for Providence (100 = US average). That's about 13% cheaper.

How much will I save moving from Providence to Rochester?

On a $75K salary, moving from Providence to Rochester could save roughly $472/month on core expenses. That's ~$5,664/year.

What salary do I need in Rochester to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $65,278/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only