Moving from Rochester to Montgomery (2026)

Montgomery has a COL index of 81 vs 94 for Rochester (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$396/mo
on core expenses · $75K salary baseline

Key differences

COL index
9481
100 = US avg
1BR rent
$1,400$1,050
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month

Salary needed in Montgomery to match your Rochester lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in RochesterEquivalent in Montgomery
$40K$34,468
$50K$43,085
$60K$51,702
$75K$64,628
$80K$68,936
$100K$86,170
$120K$103,404
$150K$129,255

Monthly budget at $75K — Rochester vs Montgomery

ExpenseRochesterMontgomery
Monthly take-home$4,122$4,428
1BR rent$1,400$1,050
Groceries$380$353
Transport$55$38
Utilities$168$170
Internet$62$58
Left after essentials$2,057$2,759

Frequently asked questions

Is Montgomery cheaper than Rochester?

Yes. Montgomery has a cost of living index of 81 vs 94 for Rochester (100 = US average). That's about 14% cheaper.

How much will I save moving from Rochester to Montgomery?

On a $75K salary, moving from Rochester to Montgomery could save roughly $396/month on core expenses. That's ~$4,752/year.

What salary do I need in Montgomery to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $64,628/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only