Moving from Rochester to Madison (2026)

Madison has a COL index of 97 vs 94 for Rochester (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$256 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9497
100 = US avg
1BR rent
$1,400$1,650
per month
State tax
9.9%7.7%
income tax
Take-home at $75K
$4,122$4,259
per month

Salary needed in Madison to match your Rochester lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in RochesterEquivalent in Madison
$40K$41,277
$50K$51,596
$60K$61,915
$75K$77,394
$80K$82,553
$100K$103,191
$120K$123,830
$150K$154,787

Monthly budget at $75K — Rochester vs Madison

ExpenseRochesterMadison
Monthly take-home$4,122$4,259
1BR rent$1,400$1,650
Groceries$380$384
Transport$55$62
Utilities$168$162
Internet$62$63
Left after essentials$2,057$1,938

Frequently asked questions

Is Madison cheaper than Rochester?

No. Madison has a cost of living index of 97 vs 94 for Rochester (100 = US average). That's about 3% more expensive.

How much will I save moving from Rochester to Madison?

On a $75K salary, core expenses in Madison run about $256/month more than Rochester. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $77,394/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only