Moving from Madison to Rochester (2026)
Rochester has a COL index of 94 vs 97 for Madison (100 = US average). You'd pay about 3% less for the same lifestyle.
Save ~$256/mo
on core expenses · $75K salary baseline
Key differences
COL index
9794
100 = US avg
1BR rent
$1,650$1,400
per month
State tax
7.7%9.9%
income tax
Take-home at $75K
$4,259$4,122
per month
Salary needed in Rochester to match your Madison lifestyle
Based on the 3% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Rochester |
|---|---|
| $40K | $38,763 |
| $50K | $48,454 |
| $60K | $58,144 |
| $75K | $72,680 |
| $80K | $77,526 |
| $100K | $96,907 |
| $120K | $116,289 |
| $150K | $145,361 |
Monthly budget at $75K — Madison vs Rochester
| Expense | Madison | Rochester |
|---|---|---|
| Monthly take-home | $4,259 | $4,122 |
| 1BR rent | $1,650 | $1,400 |
| Groceries | $384 | $380 |
| Transport | $62 | $55 |
| Utilities | $162 | $168 |
| Internet | $63 | $62 |
| Left after essentials | $1,938 | $2,057 |
Frequently asked questions
Is Rochester cheaper than Madison?
Yes. Rochester has a cost of living index of 94 vs 97 for Madison (100 = US average). That's about 3% cheaper.
How much will I save moving from Madison to Rochester?
On a $75K salary, moving from Madison to Rochester could save roughly $256/month on core expenses. That's ~$3,072/year.
What salary do I need in Rochester to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $72,680/year in Rochester. This is based on the overall COL index difference between the two cities.
Moving from Rochester to MadisonMadison vs Rochester — full comparisonMadison cost of livingRochester cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only