Moving from Rochester to Duluth (2026)
Duluth has a COL index of 87 vs 94 for Rochester (100 = US average). You'd pay about 7% less for the same lifestyle.
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Key differences
Salary needed in Duluth to match your Rochester lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Rochester | Equivalent in Duluth |
|---|---|
| $40K | $37,021 |
| $50K | $46,277 |
| $60K | $55,532 |
| $75K | $69,415 |
| $80K | $74,043 |
| $100K | $92,553 |
| $120K | $111,064 |
| $150K | $138,830 |
💵 Household income (before tax)
Monthly budget at $75K — Rochester vs Duluth
| Expense | Rochester | Duluth |
|---|---|---|
| Monthly take-home | $4,122 | $4,122 |
| 1BR rent | $1,400 | $1,200 |
| Groceries | $380 | $369 |
| Transport | $55 | $60 |
| Utilities | $168 | $165 |
| Internet | $62 | $62 |
| Left after essentials | $2,057 | $2,266 |
30-Year Wealth Builder
If you invest your monthly savings of $209 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Rochester — that's the real price of a city.
Frequently asked questions
Is Duluth cheaper than Rochester?
Yes. Duluth has a cost of living index of 87 vs 94 for Rochester (100 = US average). That's about 7% cheaper.
How much will I save moving from Rochester to Duluth?
On a $75K salary, moving from Rochester to Duluth saves roughly $200/month on core expenses. That's ~$2,400/year.
What salary do I need in Duluth to match my Rochester lifestyle?
To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $69,415/year in Duluth. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only