Moving from Richmond to St. Louis (2026)
St. Louis has a COL index of 87 vs 98 for Richmond (100 = US average). You'd pay about 11% less for the same lifestyle.
Key differences
Salary needed in St. Louis to match your Richmond lifestyle
Based on the 11% cost of living decrease between the two cities.
| Your salary in Richmond | Equivalent in St. Louis |
|---|---|
| $40K | $35,510 |
| $50K | $44,388 |
| $60K | $53,265 |
| $75K | $66,582 |
| $80K | $71,020 |
| $100K | $88,776 |
| $120K | $106,531 |
| $150K | $133,163 |
Monthly budget at $75K — Richmond vs St. Louis
| Expense | Richmond | St. Louis |
|---|---|---|
| Monthly take-home | $4,378 | $4,447 |
| 1BR rent | $1,600 | $1,300 |
| Groceries | $369 | $369 |
| Transport | $70 | $75 |
| Utilities | $155 | $162 |
| Internet | $60 | $60 |
| Left after essentials | $2,124 | $2,481 |
Frequently asked questions
Is St. Louis cheaper than Richmond?
Yes. St. Louis has a cost of living index of 87 vs 98 for Richmond (100 = US average). That's about 11% cheaper.
How much will I save moving from Richmond to St. Louis?
On a $75K salary, moving from Richmond to St. Louis could save roughly $288/month on core expenses. That's ~$3,456/year.
What salary do I need in St. Louis to match my Richmond lifestyle?
To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $66,582/year in St. Louis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only