Moving from Richmond to Springfield (2026)

Springfield has a COL index of 98 vs 98 for Richmond (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$91 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9898
100 = US avg
1BR rent
$1,600$1,450
per month
State tax
5.8%5%
income tax
Take-home at $75K
$4,378$4,428
per month

Salary needed in Springfield to match your Richmond lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in RichmondEquivalent in Springfield
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Richmond vs Springfield

ExpenseRichmondSpringfield
Monthly take-home$4,378$4,428
1BR rent$1,600$1,450
Groceries$369$391
Transport$70$72
Utilities$155$185
Internet$60$65
Left after essentials$2,124$2,265

Frequently asked questions

Is Springfield cheaper than Richmond?

No. Springfield has a cost of living index of 98 vs 98 for Richmond (100 = US average). That's about 0% more expensive.

How much will I save moving from Richmond to Springfield?

On a $75K salary, moving from Richmond to Springfield could save roughly $91/month on core expenses. That's ~$1,092/year.

What salary do I need in Springfield to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $75,000/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only