Moving from Richmond to Missoula (2026)
Missoula has a COL index of 97 vs 98 for Richmond (100 = US average). You'd pay about 1% less for the same lifestyle.
Save ~$320/mo
on core expenses · $75K salary baseline
Key differences
COL index
9897
100 = US avg
1BR rent
$1,600$1,300
per month
State tax
5.8%6.8%
income tax
Take-home at $75K
$4,378$4,316
per month
Salary needed in Missoula to match your Richmond lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Richmond | Equivalent in Missoula |
|---|---|
| $40K | $39,592 |
| $50K | $49,490 |
| $60K | $59,388 |
| $75K | $74,235 |
| $80K | $79,184 |
| $100K | $98,980 |
| $120K | $118,776 |
| $150K | $148,469 |
Monthly budget at $75K — Richmond vs Missoula
| Expense | Richmond | Missoula |
|---|---|---|
| Monthly take-home | $4,378 | $4,316 |
| 1BR rent | $1,600 | $1,300 |
| Groceries | $369 | $376 |
| Transport | $70 | $45 |
| Utilities | $155 | $145 |
| Internet | $60 | $68 |
| Left after essentials | $2,124 | $2,382 |
Frequently asked questions
Is Missoula cheaper than Richmond?
Yes. Missoula has a cost of living index of 97 vs 98 for Richmond (100 = US average). That's about 1% cheaper.
How much will I save moving from Richmond to Missoula?
On a $75K salary, moving from Richmond to Missoula could save roughly $320/month on core expenses. That's ~$3,840/year.
What salary do I need in Missoula to match my Richmond lifestyle?
To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $74,235/year in Missoula. This is based on the overall COL index difference between the two cities.
Moving from Missoula to RichmondRichmond vs Missoula — full comparisonRichmond cost of livingMissoula cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only