Moving from Missoula to Richmond (2026)

Richmond has a COL index of 98 vs 97 for Missoula (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$320 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9798
100 = US avg
1BR rent
$1,300$1,600
per month
State tax
6.8%5.8%
income tax
Take-home at $75K
$4,316$4,378
per month

Salary needed in Richmond to match your Missoula lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in MissoulaEquivalent in Richmond
$40K$40,412
$50K$50,515
$60K$60,619
$75K$75,773
$80K$80,825
$100K$101,031
$120K$121,237
$150K$151,546

Monthly budget at $75K — Missoula vs Richmond

ExpenseMissoulaRichmond
Monthly take-home$4,316$4,378
1BR rent$1,300$1,600
Groceries$376$369
Transport$45$70
Utilities$145$155
Internet$68$60
Left after essentials$2,382$2,124

Frequently asked questions

Is Richmond cheaper than Missoula?

No. Richmond has a cost of living index of 98 vs 97 for Missoula (100 = US average). That's about 1% more expensive.

How much will I save moving from Missoula to Richmond?

On a $75K salary, core expenses in Richmond run about $320/month more than Missoula. Factor this into your salary negotiation when relocating.

What salary do I need in Richmond to match my Missoula lifestyle?

To maintain the same purchasing power as $75,000 in Missoula, you'd need roughly $75,773/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only