Moving from Richmond to Midland (2026)
Midland has a COL index of 93 vs 98 for Richmond (100 = US average). You'd pay about 5% less for the same lifestyle.
Save ~$411/mo
on core expenses · $75K salary baseline
Key differences
COL index
9893
100 = US avg
1BR rent
$1,600$1,200
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month
Salary needed in Midland to match your Richmond lifestyle
Based on the 5% cost of living decrease between the two cities.
| Your salary in Richmond | Equivalent in Midland |
|---|---|
| $40K | $37,959 |
| $50K | $47,449 |
| $60K | $56,939 |
| $75K | $71,173 |
| $80K | $75,918 |
| $100K | $94,898 |
| $120K | $113,878 |
| $150K | $142,347 |
Monthly budget at $75K — Richmond vs Midland
| Expense | Richmond | Midland |
|---|---|---|
| Monthly take-home | $4,378 | $4,741 |
| 1BR rent | $1,600 | $1,200 |
| Groceries | $369 | $365 |
| Transport | $70 | $35 |
| Utilities | $155 | $178 |
| Internet | $60 | $65 |
| Left after essentials | $2,124 | $2,898 |
Frequently asked questions
Is Midland cheaper than Richmond?
Yes. Midland has a cost of living index of 93 vs 98 for Richmond (100 = US average). That's about 5% cheaper.
How much will I save moving from Richmond to Midland?
On a $75K salary, moving from Richmond to Midland could save roughly $411/month on core expenses. That's ~$4,932/year.
What salary do I need in Midland to match my Richmond lifestyle?
To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $71,173/year in Midland. This is based on the overall COL index difference between the two cities.
Moving from Midland to RichmondRichmond vs Midland — full comparisonRichmond cost of livingMidland cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only