Moving from Midland to Richmond (2026)
Richmond has a COL index of 98 vs 93 for Midland (100 = US average). Expect to pay about 5% more for the same lifestyle.
Key differences
Salary needed in Richmond to match your Midland lifestyle
Based on the 5% cost of living increase between the two cities.
| Your salary in Midland | Equivalent in Richmond |
|---|---|
| $40K | $42,151 |
| $50K | $52,688 |
| $60K | $63,226 |
| $75K | $79,032 |
| $80K | $84,301 |
| $100K | $105,376 |
| $120K | $126,452 |
| $150K | $158,065 |
Monthly budget at $75K — Midland vs Richmond
| Expense | Midland | Richmond |
|---|---|---|
| Monthly take-home | $4,741 | $4,378 |
| 1BR rent | $1,200 | $1,600 |
| Groceries | $365 | $369 |
| Transport | $35 | $70 |
| Utilities | $178 | $155 |
| Internet | $65 | $60 |
| Left after essentials | $2,898 | $2,124 |
Frequently asked questions
Is Richmond cheaper than Midland?
No. Richmond has a cost of living index of 98 vs 93 for Midland (100 = US average). That's about 5% more expensive.
How much will I save moving from Midland to Richmond?
On a $75K salary, core expenses in Richmond run about $411/month more than Midland. Factor this into your salary negotiation when relocating.
What salary do I need in Richmond to match my Midland lifestyle?
To maintain the same purchasing power as $75,000 in Midland, you'd need roughly $79,032/year in Richmond. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only