Moving from Richmond to Fort Wayne (2026)

Fort Wayne has a COL index of 81 vs 98 for Richmond (100 = US average). You'd pay about 17% less for the same lifestyle.

Save ~$646/mo
on core expenses · $75K salary baseline

Key differences

COL index
9881
100 = US avg
1BR rent
$1,600$1,000
per month
State tax
5.8%3.2%
income tax
Take-home at $75K
$4,378$4,541
per month

Salary needed in Fort Wayne to match your Richmond lifestyle

Based on the 17% cost of living decrease between the two cities.

Your salary in RichmondEquivalent in Fort Wayne
$40K$33,061
$50K$41,327
$60K$49,592
$75K$61,990
$80K$66,122
$100K$82,653
$120K$99,184
$150K$123,980

Monthly budget at $75K — Richmond vs Fort Wayne

ExpenseRichmondFort Wayne
Monthly take-home$4,378$4,541
1BR rent$1,600$1,000
Groceries$369$353
Transport$70$42
Utilities$155$155
Internet$60$58
Left after essentials$2,124$2,933

Frequently asked questions

Is Fort Wayne cheaper than Richmond?

Yes. Fort Wayne has a cost of living index of 81 vs 98 for Richmond (100 = US average). That's about 17% cheaper.

How much will I save moving from Richmond to Fort Wayne?

On a $75K salary, moving from Richmond to Fort Wayne could save roughly $646/month on core expenses. That's ~$7,752/year.

What salary do I need in Fort Wayne to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $61,990/year in Fort Wayne. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only