Moving from Raleigh to Wilmington (2026)

Wilmington has a COL index of 93 vs 101 for Raleigh (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$150/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
101 โ†’ 93
100 = US avg
1BR rent
$1,700 โ†’ $1,550
per month
State tax
4.5% โ†’ 4.5%
income tax
COL difference
101 โ†’ 93
8% cheaper

Salary needed in Wilmington to match your Raleigh lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in RaleighEquivalent in Wilmington
$40K$36,832
$50K$46,040
$60K$55,248
$75K$69,059
$80K$73,663
$100K$92,079
$120K$110,495
$150K$138,119

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$158/moon core expenses at $75K

Monthly budget at $75K โ€” Raleigh vs Wilmington

ExpenseRaleighWilmington
Monthly take-home$4,459$4,459
1BR rent$1,700$1,550
Groceries$365$372
Transport$70$45
Utilities$150$158
Internet$60$62
Left after essentials$2,114$2,272

30-Year Wealth Builder

If you invest your monthly savings of $158 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$192,755

over 30 years compared to staying in Raleigh โ€” that's the real price of a city.

$158/mo invested

Frequently asked questions

Is Wilmington cheaper than Raleigh?

Yes. Wilmington has a cost of living index of 93 vs 101 for Raleigh (100 = US average). That's about 8% cheaper.

How much will I save moving from Raleigh to Wilmington?

On a $75K salary, moving from Raleigh to Wilmington saves roughly $150/month on core expenses. That's ~$1,800/year.

What salary do I need in Wilmington to match my Raleigh lifestyle?

To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $69,059/year in Wilmington. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only