Moving from Raleigh to Montgomery (2026)

Montgomery has a COL index of 81 vs 101 for Raleigh (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$676/mo
on core expenses · $75K salary baseline

Key differences

COL index
10181
100 = US avg
1BR rent
$1,700$1,050
per month
State tax
4.5%5%
income tax
Take-home at $75K
$4,459$4,428
per month

Salary needed in Montgomery to match your Raleigh lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in RaleighEquivalent in Montgomery
$40K$32,079
$50K$40,099
$60K$48,119
$75K$60,149
$80K$64,158
$100K$80,198
$120K$96,238
$150K$120,297

Monthly budget at $75K — Raleigh vs Montgomery

ExpenseRaleighMontgomery
Monthly take-home$4,459$4,428
1BR rent$1,700$1,050
Groceries$365$353
Transport$70$38
Utilities$150$170
Internet$60$58
Left after essentials$2,114$2,759

Frequently asked questions

Is Montgomery cheaper than Raleigh?

Yes. Montgomery has a cost of living index of 81 vs 101 for Raleigh (100 = US average). That's about 20% cheaper.

How much will I save moving from Raleigh to Montgomery?

On a $75K salary, moving from Raleigh to Montgomery could save roughly $676/month on core expenses. That's ~$8,112/year.

What salary do I need in Montgomery to match my Raleigh lifestyle?

To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $60,149/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only