Moving from Raleigh to Lima (2026)
Lima has a COL index of 40 vs 101 for Raleigh (100 = US average). You'd pay about 60% less for the same lifestyle.
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Key differences
Salary needed in Lima to match your Raleigh lifestyle
Based on the 60% cost of living decrease between the two cities.
| Your salary in Raleigh | Equivalent in Lima |
|---|---|
| $40K | $15,842 |
| $50K | $19,802 |
| $60K | $23,762 |
| $75K | $29,703 |
| $80K | $31,683 |
| $100K | $39,604 |
| $120K | $47,525 |
| $150K | $59,406 |
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Monthly budget at $75K — Raleigh vs Lima
| Expense | Raleigh | Lima |
|---|---|---|
| Monthly take-home | $4,459 | $4,741 |
| 1BR rent | $1,700 | $500 |
| Groceries | $365 | $380 |
| Transport | $70 | $150 |
| Utilities | $150 | $55 |
| Internet | $60 | $25 |
| Left after essentials | $2,114 | $3,631 |
30-Year Wealth Builder
If you invest your monthly savings of $1,235 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Raleigh — that's the real price of a city.
Frequently asked questions
Is Lima cheaper than Raleigh?
Yes. Lima has a cost of living index of 40 vs 101 for Raleigh (100 = US average). That's about 60% cheaper.
How much will I save moving from Raleigh to Lima?
On a $75K salary, moving from Raleigh to Lima saves roughly $1,481/month on core expenses. That's ~$17,772/year.
What salary do I need in Lima to match my Raleigh lifestyle?
To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $29,703/year in Lima. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only