Moving from Raleigh to Houston (2026)

Houston has a COL index of 95 vs 101 for Raleigh (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$631/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
101 โ†’ 95
100 = US avg
1BR rent
$1,700 โ†’ $1,350
per month
State tax
4.5% โ†’ None
income tax
COL difference
101 โ†’ 95
6% cheaper

Salary needed in Houston to match your Raleigh lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in RaleighEquivalent in Houston
$40K$37,624
$50K$47,030
$60K$56,436
$75K$70,545
$80K$75,248
$100K$94,059
$120K$112,871
$150K$141,089

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$308/moon core expenses at $75K

Monthly budget at $75K โ€” Raleigh vs Houston

ExpenseRaleighHouston
Monthly take-home$4,459$4,741
1BR rent$1,700$1,350
Groceries$365$357
Transport$70$90
Utilities$150$175
Internet$60$65
Left after essentials$2,114$2,704

30-Year Wealth Builder

If you invest your monthly savings of $308 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$375,751

over 30 years compared to staying in Raleigh โ€” that's the real price of a city.

$308/mo invested

Frequently asked questions

Is Houston cheaper than Raleigh?

Yes. Houston has a cost of living index of 95 vs 101 for Raleigh (100 = US average). That's about 6% cheaper.

How much will I save moving from Raleigh to Houston?

On a $75K salary, moving from Raleigh to Houston saves roughly $631/month on core expenses. That's ~$7,572/year.

What salary do I need in Houston to match my Raleigh lifestyle?

To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $70,545/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only