Moving from Raleigh to Concord (2026)

Concord has a COL index of 92 vs 101 for Raleigh (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$200/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
101 โ†’ 92
100 = US avg
1BR rent
$1,700 โ†’ $1,500
per month
State tax
4.5% โ†’ 4.5%
income tax
COL difference
101 โ†’ 92
9% cheaper

Salary needed in Concord to match your Raleigh lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in RaleighEquivalent in Concord
$40K$36,436
$50K$45,545
$60K$54,653
$75K$68,317
$80K$72,871
$100K$91,089
$120K$109,307
$150K$136,634

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$226/moon core expenses at $75K

Monthly budget at $75K โ€” Raleigh vs Concord

ExpenseRaleighConcord
Monthly take-home$4,459$4,459
1BR rent$1,700$1,500
Groceries$365$365
Transport$70$42
Utilities$150$152
Internet$60$60
Left after essentials$2,114$2,340

30-Year Wealth Builder

If you invest your monthly savings of $226 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$275,713

over 30 years compared to staying in Raleigh โ€” that's the real price of a city.

$226/mo invested

Frequently asked questions

Is Concord cheaper than Raleigh?

Yes. Concord has a cost of living index of 92 vs 101 for Raleigh (100 = US average). That's about 9% cheaper.

How much will I save moving from Raleigh to Concord?

On a $75K salary, moving from Raleigh to Concord saves roughly $200/month on core expenses. That's ~$2,400/year.

What salary do I need in Concord to match my Raleigh lifestyle?

To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $68,317/year in Concord. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only