Moving from Raleigh to Chicago (2026)

Chicago has a COL index of 107 vs 101 for Raleigh (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$278 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
101107
100 = US avg
1BR rent
$1,700$1,900
per month
State tax
4.5%4.9%
income tax
Take-home at $75K
$4,459$4,434
per month

Salary needed in Chicago to match your Raleigh lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in RaleighEquivalent in Chicago
$40K$42,376
$50K$52,970
$60K$63,564
$75K$79,455
$80K$84,752
$100K$105,941
$120K$127,129
$150K$158,911

Monthly budget at $75K — Raleigh vs Chicago

ExpenseRaleighChicago
Monthly take-home$4,459$4,434
1BR rent$1,700$1,900
Groceries$365$388
Transport$70$105
Utilities$150$165
Internet$60$65
Left after essentials$2,114$1,811

Frequently asked questions

Is Chicago cheaper than Raleigh?

No. Chicago has a cost of living index of 107 vs 101 for Raleigh (100 = US average). That's about 6% more expensive.

How much will I save moving from Raleigh to Chicago?

On a $75K salary, core expenses in Chicago run about $278/month more than Raleigh. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Raleigh lifestyle?

To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $79,455/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only