Moving from Provo to Toledo (2026)

Toledo has a COL index of 81 vs 99 for Provo (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$362/mo
on core expenses · $75K salary baseline

Key differences

COL index
9981
100 = US avg
1BR rent
$1,400$1,050
per month
State tax
4.7%3.5%
income tax
Take-home at $75K
$4,447$4,522
per month

Salary needed in Toledo to match your Provo lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in ProvoEquivalent in Toledo
$40K$32,727
$50K$40,909
$60K$49,091
$75K$61,364
$80K$65,455
$100K$81,818
$120K$98,182
$150K$122,727

Monthly budget at $75K — Provo vs Toledo

ExpenseProvoToledo
Monthly take-home$4,447$4,522
1BR rent$1,400$1,050
Groceries$372$357
Transport$62$58
Utilities$148$160
Internet$63$58
Left after essentials$2,402$2,839

Frequently asked questions

Is Toledo cheaper than Provo?

Yes. Toledo has a cost of living index of 81 vs 99 for Provo (100 = US average). That's about 18% cheaper.

How much will I save moving from Provo to Toledo?

On a $75K salary, moving from Provo to Toledo could save roughly $362/month on core expenses. That's ~$4,344/year.

What salary do I need in Toledo to match my Provo lifestyle?

To maintain the same purchasing power as $75,000 in Provo, you'd need roughly $61,364/year in Toledo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only