Moving from Provo to Lubbock (2026)

Lubbock has a COL index of 81 vs 99 for Provo (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$694/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
99 โ†’ 81
100 = US avg
1BR rent
$1,400 โ†’ $1,000
per month
State tax
4.7% โ†’ None
income tax
COL difference
99 โ†’ 81
18% cheaper

Salary needed in Lubbock to match your Provo lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in ProvoEquivalent in Lubbock
$40K$32,727
$50K$40,909
$60K$49,091
$75K$61,364
$80K$65,455
$100K$81,818
$120K$98,182
$150K$122,727

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$431/moon core expenses at $75K

Monthly budget at $75K โ€” Provo vs Lubbock

ExpenseProvoLubbock
Monthly take-home$4,447$4,741
1BR rent$1,400$1,000
Groceries$372$346
Transport$62$38
Utilities$148$172
Internet$63$58
Left after essentials$2,402$3,127

30-Year Wealth Builder

If you invest your monthly savings of $431 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$525,807

over 30 years compared to staying in Provo โ€” that's the real price of a city.

$431/mo invested

Frequently asked questions

Is Lubbock cheaper than Provo?

Yes. Lubbock has a cost of living index of 81 vs 99 for Provo (100 = US average). That's about 18% cheaper.

How much will I save moving from Provo to Lubbock?

On a $75K salary, moving from Provo to Lubbock saves roughly $694/month on core expenses. That's ~$8,328/year.

What salary do I need in Lubbock to match my Provo lifestyle?

To maintain the same purchasing power as $75,000 in Provo, you'd need roughly $61,364/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only