Moving from Provo to Chicago (2026)

Chicago has a COL index of 107 vs 99 for Provo (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$578 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
99107
100 = US avg
1BR rent
$1,400$1,900
per month
State tax
4.7%4.9%
income tax
Take-home at $75K
$4,447$4,434
per month

Salary needed in Chicago to match your Provo lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in ProvoEquivalent in Chicago
$40K$43,232
$50K$54,040
$60K$64,848
$75K$81,061
$80K$86,465
$100K$108,081
$120K$129,697
$150K$162,121

Monthly budget at $75K — Provo vs Chicago

ExpenseProvoChicago
Monthly take-home$4,447$4,434
1BR rent$1,400$1,900
Groceries$372$388
Transport$62$105
Utilities$148$165
Internet$63$65
Left after essentials$2,402$1,811

Frequently asked questions

Is Chicago cheaper than Provo?

No. Chicago has a cost of living index of 107 vs 99 for Provo (100 = US average). That's about 8% more expensive.

How much will I save moving from Provo to Chicago?

On a $75K salary, core expenses in Chicago run about $578/month more than Provo. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Provo lifestyle?

To maintain the same purchasing power as $75,000 in Provo, you'd need roughly $81,061/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only