Moving from Providence to Phoenix (2026)

Phoenix has a COL index of 100 vs 108 for Providence (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$334/mo
on core expenses · $75K salary baseline

Key differences

COL index
108100
100 = US avg
1BR rent
$1,800$1,500
per month
State tax
6%2.5%
income tax
Take-home at $75K
$4,366$4,584
per month

Salary needed in Phoenix to match your Providence lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Phoenix
$40K$37,037
$50K$46,296
$60K$55,556
$75K$69,444
$80K$74,074
$100K$92,593
$120K$111,111
$150K$138,889

Monthly budget at $75K — Providence vs Phoenix

ExpenseProvidencePhoenix
Monthly take-home$4,366$4,584
1BR rent$1,800$1,500
Groceries$399$369
Transport$75$64
Utilities$195$210
Internet$68$60
Left after essentials$1,829$2,381

Frequently asked questions

Is Phoenix cheaper than Providence?

Yes. Phoenix has a cost of living index of 100 vs 108 for Providence (100 = US average). That's about 7% cheaper.

How much will I save moving from Providence to Phoenix?

On a $75K salary, moving from Providence to Phoenix could save roughly $334/month on core expenses. That's ~$4,008/year.

What salary do I need in Phoenix to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $69,444/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only