Moving from Portland to St. Paul (2026)
St. Paul has a COL index of 97 vs 125 for Portland (100 = US average). You'd pay about 22% less for the same lifestyle.
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Key differences
Salary needed in St. Paul to match your Portland lifestyle
Based on the 22% cost of living decrease between the two cities.
| Your salary in Portland | Equivalent in St. Paul |
|---|---|
| $40K | $31,040 |
| $50K | $38,800 |
| $60K | $46,560 |
| $75K | $58,200 |
| $80K | $62,080 |
| $100K | $77,600 |
| $120K | $93,120 |
| $150K | $116,400 |
💵 Household income (before tax)
Monthly budget at $75K — Portland vs St. Paul
| Expense | Portland | St. Paul |
|---|---|---|
| Monthly take-home | $4,122 | $4,122 |
| 1BR rent | $1,900 | $1,500 |
| Groceries | $407 | $384 |
| Transport | $100 | $95 |
| Utilities | $130 | $195 |
| Internet | $65 | $63 |
| Left after essentials | $1,520 | $1,885 |
30-Year Wealth Builder
If you invest your monthly savings of $365 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Portland — that's the real price of a city.
Frequently asked questions
Is St. Paul cheaper than Portland?
Yes. St. Paul has a cost of living index of 97 vs 125 for Portland (100 = US average). That's about 22% cheaper.
How much will I save moving from Portland to St. Paul?
On a $75K salary, moving from Portland to St. Paul saves roughly $400/month on core expenses. That's ~$4,800/year.
What salary do I need in St. Paul to match my Portland lifestyle?
To maintain the same purchasing power as $75,000 in Portland, you'd need roughly $58,200/year in St. Paul. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only