Moving from Portland to Eugene (2026)

Eugene has a COL index of 107 vs 125 for Portland (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$250/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
125 โ†’ 107
100 = US avg
1BR rent
$1,900 โ†’ $1,650
per month
State tax
9.9% โ†’ 9.9%
income tax
COL difference
125 โ†’ 107
14% cheaper

Salary needed in Eugene to match your Portland lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in PortlandEquivalent in Eugene
$40K$34,240
$50K$42,800
$60K$51,360
$75K$64,200
$80K$68,480
$100K$85,600
$120K$102,720
$150K$128,400

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$282/moon core expenses at $75K

Monthly budget at $75K โ€” Portland vs Eugene

ExpensePortlandEugene
Monthly take-home$4,122$4,122
1BR rent$1,900$1,650
Groceries$407$395
Transport$100$82
Utilities$130$128
Internet$65$65
Left after essentials$1,520$1,802

30-Year Wealth Builder

If you invest your monthly savings of $282 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$344,032

over 30 years compared to staying in Portland โ€” that's the real price of a city.

$282/mo invested

Frequently asked questions

Is Eugene cheaper than Portland?

Yes. Eugene has a cost of living index of 107 vs 125 for Portland (100 = US average). That's about 14% cheaper.

How much will I save moving from Portland to Eugene?

On a $75K salary, moving from Portland to Eugene saves roughly $250/month on core expenses. That's ~$3,000/year.

What salary do I need in Eugene to match my Portland lifestyle?

To maintain the same purchasing power as $75,000 in Portland, you'd need roughly $64,200/year in Eugene. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only