Moving from Playa del Carmen to Koh Samui (2026)

Koh Samui has a COL index of 50 vs 48 for Playa del Carmen (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$180 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
48 โ†’ 50
100 = US avg
1BR rent
$800 โ†’ $620
per month
State tax
None โ†’ None
income tax
COL difference
48 โ†’ 50
4% more expensive

Salary needed in Koh Samui to match your Playa del Carmen lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in Playa del CarmenEquivalent in Koh Samui
$40K$41,667
$50K$52,083
$60K$62,500
$75K$78,125
$80K$83,333
$100K$104,167
$120K$125,000
$150K$156,250

Adjust your salary

Save ~$172/moon core expenses at $75K

Monthly budget at $75K โ€” Playa del Carmen vs Koh Samui

ExpensePlaya del CarmenKoh Samui
Monthly take-home$4,741$4,741
1BR rent$800$620
Groceries$380$380
Transport$150$150
Utilities$55$70
Internet$35$28
Left after essentials$3,321$3,493

30-Year Wealth Builder

If you invest your monthly savings of $172 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$209,835

over 30 years compared to staying in Playa del Carmen โ€” that's the real price of a city.

$172/mo invested

Frequently asked questions

Is Koh Samui cheaper than Playa del Carmen?

No. Koh Samui has a cost of living index of 50 vs 48 for Playa del Carmen (100 = US average). That's about 4% more expensive.

How much will I save moving from Playa del Carmen to Koh Samui?

On a $75K salary, moving from Playa del Carmen to Koh Samui saves roughly $180/month on core expenses. That's ~$2,160/year.

What salary do I need in Koh Samui to match my Playa del Carmen lifestyle?

To maintain the same purchasing power as $75,000 in Playa del Carmen, you'd need roughly $78,125/year in Koh Samui. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only