Moving from Phoenix to Topeka (2026)

Topeka has a COL index of 80 vs 100 for Phoenix (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$668/mo
on core expenses · $75K salary baseline

Key differences

COL index
10080
100 = US avg
1BR rent
$1,500$940
per month
State tax
2.5%5.7%
income tax
Take-home at $75K
$4,584$4,384
per month

Salary needed in Topeka to match your Phoenix lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in PhoenixEquivalent in Topeka
$40K$32,000
$50K$40,000
$60K$48,000
$75K$60,000
$80K$64,000
$100K$80,000
$120K$96,000
$150K$120,000

Monthly budget at $75K — Phoenix vs Topeka

ExpensePhoenixTopeka
Monthly take-home$4,584$4,384
1BR rent$1,500$940
Groceries$369$350
Transport$64$40
Utilities$210$150
Internet$60$55
Left after essentials$2,381$2,849

Frequently asked questions

Is Topeka cheaper than Phoenix?

Yes. Topeka has a cost of living index of 80 vs 100 for Phoenix (100 = US average). That's about 20% cheaper.

How much will I save moving from Phoenix to Topeka?

On a $75K salary, moving from Phoenix to Topeka could save roughly $668/month on core expenses. That's ~$8,016/year.

What salary do I need in Topeka to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $60,000/year in Topeka. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only