Moving from Phoenix to Tampa (2026)
Tampa has a COL index of 104 vs 100 for Phoenix (100 = US average). Expect to pay about 4% more for the same lifestyle.
Key differences
Salary needed in Tampa to match your Phoenix lifestyle
Based on the 4% cost of living increase between the two cities.
| Your salary in Phoenix | Equivalent in Tampa |
|---|---|
| $40K | $41,600 |
| $50K | $52,000 |
| $60K | $62,400 |
| $75K | $78,000 |
| $80K | $83,200 |
| $100K | $104,000 |
| $120K | $124,800 |
| $150K | $156,000 |
Monthly budget at $75K — Phoenix vs Tampa
| Expense | Phoenix | Tampa |
|---|---|---|
| Monthly take-home | $4,584 | $4,741 |
| 1BR rent | $1,500 | $2,000 |
| Groceries | $369 | $376 |
| Transport | $64 | $65 |
| Utilities | $210 | $195 |
| Internet | $60 | $65 |
| Left after essentials | $2,381 | $2,040 |
Frequently asked questions
Is Tampa cheaper than Phoenix?
No. Tampa has a cost of living index of 104 vs 100 for Phoenix (100 = US average). That's about 4% more expensive.
How much will I save moving from Phoenix to Tampa?
On a $75K salary, core expenses in Tampa run about $498/month more than Phoenix. Factor this into your salary negotiation when relocating.
What salary do I need in Tampa to match my Phoenix lifestyle?
To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $78,000/year in Tampa. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only