Moving from Phoenix to Springfield (2026)

Springfield has a COL index of 98 vs 100 for Phoenix (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$40/mo
on core expenses · $75K salary baseline

Key differences

COL index
10098
100 = US avg
1BR rent
$1,500$1,450
per month
State tax
2.5%5%
income tax
Take-home at $75K
$4,584$4,428
per month

Salary needed in Springfield to match your Phoenix lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in PhoenixEquivalent in Springfield
$40K$39,200
$50K$49,000
$60K$58,800
$75K$73,500
$80K$78,400
$100K$98,000
$120K$117,600
$150K$147,000

Monthly budget at $75K — Phoenix vs Springfield

ExpensePhoenixSpringfield
Monthly take-home$4,584$4,428
1BR rent$1,500$1,450
Groceries$369$391
Transport$64$72
Utilities$210$185
Internet$60$65
Left after essentials$2,381$2,265

Frequently asked questions

Is Springfield cheaper than Phoenix?

Yes. Springfield has a cost of living index of 98 vs 100 for Phoenix (100 = US average). That's about 2% cheaper.

How much will I save moving from Phoenix to Springfield?

On a $75K salary, moving from Phoenix to Springfield could save roughly $40/month on core expenses. That's ~$480/year.

What salary do I need in Springfield to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $73,500/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only