Moving from Phoenix to Norfolk (2026)
Norfolk has a COL index of 90 vs 100 for Phoenix (100 = US average). You'd pay about 10% less for the same lifestyle.
Save ~$153/mo
on core expenses · $75K salary baseline
Key differences
COL index
10090
100 = US avg
1BR rent
$1,500$1,400
per month
State tax
2.5%5.8%
income tax
Take-home at $75K
$4,584$4,378
per month
Salary needed in Norfolk to match your Phoenix lifestyle
Based on the 10% cost of living decrease between the two cities.
| Your salary in Phoenix | Equivalent in Norfolk |
|---|---|
| $40K | $36,000 |
| $50K | $45,000 |
| $60K | $54,000 |
| $75K | $67,500 |
| $80K | $72,000 |
| $100K | $90,000 |
| $120K | $108,000 |
| $150K | $135,000 |
Monthly budget at $75K — Phoenix vs Norfolk
| Expense | Phoenix | Norfolk |
|---|---|---|
| Monthly take-home | $4,584 | $4,378 |
| 1BR rent | $1,500 | $1,400 |
| Groceries | $369 | $365 |
| Transport | $64 | $55 |
| Utilities | $210 | $170 |
| Internet | $60 | $60 |
| Left after essentials | $2,381 | $2,328 |
Frequently asked questions
Is Norfolk cheaper than Phoenix?
Yes. Norfolk has a cost of living index of 90 vs 100 for Phoenix (100 = US average). That's about 10% cheaper.
How much will I save moving from Phoenix to Norfolk?
On a $75K salary, moving from Phoenix to Norfolk could save roughly $153/month on core expenses. That's ~$1,836/year.
What salary do I need in Norfolk to match my Phoenix lifestyle?
To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $67,500/year in Norfolk. This is based on the overall COL index difference between the two cities.
Moving from Norfolk to PhoenixPhoenix vs Norfolk — full comparisonPhoenix cost of livingNorfolk cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only