Moving from Phoenix to Missoula (2026)
Missoula has a COL index of 97 vs 100 for Phoenix (100 = US average). You'd pay about 3% less for the same lifestyle.
Save ~$269/mo
on core expenses · $75K salary baseline
Key differences
COL index
10097
100 = US avg
1BR rent
$1,500$1,300
per month
State tax
2.5%6.8%
income tax
Take-home at $75K
$4,584$4,316
per month
Salary needed in Missoula to match your Phoenix lifestyle
Based on the 3% cost of living decrease between the two cities.
| Your salary in Phoenix | Equivalent in Missoula |
|---|---|
| $40K | $38,800 |
| $50K | $48,500 |
| $60K | $58,200 |
| $75K | $72,750 |
| $80K | $77,600 |
| $100K | $97,000 |
| $120K | $116,400 |
| $150K | $145,500 |
Monthly budget at $75K — Phoenix vs Missoula
| Expense | Phoenix | Missoula |
|---|---|---|
| Monthly take-home | $4,584 | $4,316 |
| 1BR rent | $1,500 | $1,300 |
| Groceries | $369 | $376 |
| Transport | $64 | $45 |
| Utilities | $210 | $145 |
| Internet | $60 | $68 |
| Left after essentials | $2,381 | $2,382 |
Frequently asked questions
Is Missoula cheaper than Phoenix?
Yes. Missoula has a cost of living index of 97 vs 100 for Phoenix (100 = US average). That's about 3% cheaper.
How much will I save moving from Phoenix to Missoula?
On a $75K salary, moving from Phoenix to Missoula could save roughly $269/month on core expenses. That's ~$3,228/year.
What salary do I need in Missoula to match my Phoenix lifestyle?
To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $72,750/year in Missoula. This is based on the overall COL index difference between the two cities.
Moving from Missoula to PhoenixPhoenix vs Missoula — full comparisonPhoenix cost of livingMissoula cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only