Moving from Phoenix to Eugene (2026)

Eugene has a COL index of 107 vs 100 for Phoenix (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$117 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
100107
100 = US avg
1BR rent
$1,500$1,650
per month
State tax
2.5%9.9%
income tax
Take-home at $75K
$4,584$4,122
per month

Salary needed in Eugene to match your Phoenix lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in PhoenixEquivalent in Eugene
$40K$42,800
$50K$53,500
$60K$64,200
$75K$80,250
$80K$85,600
$100K$107,000
$120K$128,400
$150K$160,500

Monthly budget at $75K — Phoenix vs Eugene

ExpensePhoenixEugene
Monthly take-home$4,584$4,122
1BR rent$1,500$1,650
Groceries$369$395
Transport$64$82
Utilities$210$128
Internet$60$65
Left after essentials$2,381$1,802

Frequently asked questions

Is Eugene cheaper than Phoenix?

No. Eugene has a cost of living index of 107 vs 100 for Phoenix (100 = US average). That's about 7% more expensive.

How much will I save moving from Phoenix to Eugene?

On a $75K salary, core expenses in Eugene run about $117/month more than Phoenix. Factor this into your salary negotiation when relocating.

What salary do I need in Eugene to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $80,250/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only