Moving from Phoenix to Columbia (2026)

Columbia has a COL index of 87 vs 100 for Phoenix (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$335/mo
on core expenses · $75K salary baseline

Key differences

COL index
10087
100 = US avg
1BR rent
$1,500$1,250
per month
State tax
2.5%6.2%
income tax
Take-home at $75K
$4,584$4,353
per month

Salary needed in Columbia to match your Phoenix lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in PhoenixEquivalent in Columbia
$40K$34,800
$50K$43,500
$60K$52,200
$75K$65,250
$80K$69,600
$100K$87,000
$120K$104,400
$150K$130,500

Monthly budget at $75K — Phoenix vs Columbia

ExpensePhoenixColumbia
Monthly take-home$4,584$4,353
1BR rent$1,500$1,250
Groceries$369$361
Transport$64$45
Utilities$210$152
Internet$60$60
Left after essentials$2,381$2,485

Frequently asked questions

Is Columbia cheaper than Phoenix?

Yes. Columbia has a cost of living index of 87 vs 100 for Phoenix (100 = US average). That's about 13% cheaper.

How much will I save moving from Phoenix to Columbia?

On a $75K salary, moving from Phoenix to Columbia could save roughly $335/month on core expenses. That's ~$4,020/year.

What salary do I need in Columbia to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $65,250/year in Columbia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only