Moving from Phoenix to Boston (2026)

Boston has a COL index of 162 vs 100 for Phoenix (100 = US average). Expect to pay about 62% more for the same lifestyle.

Pay ~$1,560 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
100162
100 = US avg
1BR rent
$1,500$3,000
per month
State tax
2.5%5%
income tax
Take-home at $75K
$4,584$4,428
per month

Salary needed in Boston to match your Phoenix lifestyle

Based on the 62% cost of living increase between the two cities.

Your salary in PhoenixEquivalent in Boston
$40K$64,800
$50K$81,000
$60K$97,200
$75K$121,500
$80K$129,600
$100K$162,000
$120K$194,400
$150K$243,000

Monthly budget at $75K — Phoenix vs Boston

ExpensePhoenixBoston
Monthly take-home$4,584$4,428
1BR rent$1,500$3,000
Groceries$369$418
Transport$64$90
Utilities$210$185
Internet$60$70
Left after essentials$2,381$665

Frequently asked questions

Is Boston cheaper than Phoenix?

No. Boston has a cost of living index of 162 vs 100 for Phoenix (100 = US average). That's about 62% more expensive.

How much will I save moving from Phoenix to Boston?

On a $75K salary, core expenses in Boston run about $1,560/month more than Phoenix. Factor this into your salary negotiation when relocating.

What salary do I need in Boston to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $121,500/year in Boston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only