Moving from Phoenix to Bismarck (2026)
Bismarck has a COL index of 87 vs 100 for Phoenix (100 = US average). You'd pay about 13% less for the same lifestyle.
Save ~$425/mo
on core expenses · $75K salary baseline
Key differences
COL index
10087
100 = US avg
1BR rent
$1,500$1,150
per month
State tax
2.5%2.5%
income tax
Take-home at $75K
$4,584$4,584
per month
Salary needed in Bismarck to match your Phoenix lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Phoenix | Equivalent in Bismarck |
|---|---|
| $40K | $34,800 |
| $50K | $43,500 |
| $60K | $52,200 |
| $75K | $65,250 |
| $80K | $69,600 |
| $100K | $87,000 |
| $120K | $104,400 |
| $150K | $130,500 |
Monthly budget at $75K — Phoenix vs Bismarck
| Expense | Phoenix | Bismarck |
|---|---|---|
| Monthly take-home | $4,584 | $4,584 |
| 1BR rent | $1,500 | $1,150 |
| Groceries | $369 | $369 |
| Transport | $64 | $42 |
| Utilities | $210 | $152 |
| Internet | $60 | $65 |
| Left after essentials | $2,381 | $2,806 |
Frequently asked questions
Is Bismarck cheaper than Phoenix?
Yes. Bismarck has a cost of living index of 87 vs 100 for Phoenix (100 = US average). That's about 13% cheaper.
How much will I save moving from Phoenix to Bismarck?
On a $75K salary, moving from Phoenix to Bismarck could save roughly $425/month on core expenses. That's ~$5,100/year.
What salary do I need in Bismarck to match my Phoenix lifestyle?
To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $65,250/year in Bismarck. This is based on the overall COL index difference between the two cities.
Moving from Bismarck to PhoenixPhoenix vs Bismarck — full comparisonPhoenix cost of livingBismarck cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only