Moving from Phoenix to Austin (2026)

Austin has a COL index of 122 vs 100 for Phoenix (100 = US average). Expect to pay about 22% more for the same lifestyle.

Pay ~$254 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
100122
100 = US avg
1BR rent
$1,500$1,800
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in Austin to match your Phoenix lifestyle

Based on the 22% cost of living increase between the two cities.

Your salary in PhoenixEquivalent in Austin
$40K$48,800
$50K$61,000
$60K$73,200
$75K$91,500
$80K$97,600
$100K$122,000
$120K$146,400
$150K$183,000

Monthly budget at $75K — Phoenix vs Austin

ExpensePhoenixAustin
Monthly take-home$4,584$4,741
1BR rent$1,500$1,800
Groceries$369$372
Transport$64$50
Utilities$210$170
Internet$60$65
Left after essentials$2,381$2,284

Frequently asked questions

Is Austin cheaper than Phoenix?

No. Austin has a cost of living index of 122 vs 100 for Phoenix (100 = US average). That's about 22% more expensive.

How much will I save moving from Phoenix to Austin?

On a $75K salary, core expenses in Austin run about $254/month more than Phoenix. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $91,500/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only