Moving from Phoenix to Allentown (2026)

Allentown has a COL index of 92 vs 100 for Phoenix (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$62/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
100 โ†’ 92
100 = US avg
1BR rent
$1,500 โ†’ $1,400
per month
State tax
2.5% โ†’ 3.1%
income tax
COL difference
100 โ†’ 92
8% cheaper

Salary needed in Allentown to match your Phoenix lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in PhoenixEquivalent in Allentown
$40K$36,800
$50K$46,000
$60K$55,200
$75K$69,000
$80K$73,600
$100K$92,000
$120K$110,400
$150K$138,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$116/moon core expenses at $75K

Monthly budget at $75K โ€” Phoenix vs Allentown

ExpensePhoenixAllentown
Monthly take-home$4,584$4,547
1BR rent$1,500$1,400
Groceries$369$380
Transport$64$72
Utilities$210$172
Internet$60$63
Left after essentials$2,381$2,460

30-Year Wealth Builder

If you invest your monthly savings of $116 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$141,517

over 30 years compared to staying in Phoenix โ€” that's the real price of a city.

$116/mo invested

Frequently asked questions

Is Allentown cheaper than Phoenix?

Yes. Allentown has a cost of living index of 92 vs 100 for Phoenix (100 = US average). That's about 8% cheaper.

How much will I save moving from Phoenix to Allentown?

On a $75K salary, moving from Phoenix to Allentown saves roughly $62/month on core expenses. That's ~$744/year.

What salary do I need in Allentown to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $69,000/year in Allentown. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only