Moving from Philadelphia to Tempe (2026)

Tempe has a COL index of 103 vs 107 for Philadelphia (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$405/mo
on core expenses · $75K salary baseline

Key differences

COL index
107103
100 = US avg
1BR rent
$2,000$1,600
per month
State tax
3.1%2.5%
income tax
Take-home at $75K
$4,547$4,584
per month

Salary needed in Tempe to match your Philadelphia lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in PhiladelphiaEquivalent in Tempe
$40K$38,505
$50K$48,131
$60K$57,757
$75K$72,196
$80K$77,009
$100K$96,262
$120K$115,514
$150K$144,393

Monthly budget at $75K — Philadelphia vs Tempe

ExpensePhiladelphiaTempe
Monthly take-home$4,547$4,584
1BR rent$2,000$1,600
Groceries$391$380
Transport$96$55
Utilities$160$210
Internet$65$62
Left after essentials$1,835$2,277

Frequently asked questions

Is Tempe cheaper than Philadelphia?

Yes. Tempe has a cost of living index of 103 vs 107 for Philadelphia (100 = US average). That's about 4% cheaper.

How much will I save moving from Philadelphia to Tempe?

On a $75K salary, moving from Philadelphia to Tempe could save roughly $405/month on core expenses. That's ~$4,860/year.

What salary do I need in Tempe to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $72,196/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only