Moving from Philadelphia to Eugene (2026)

Eugene has a COL index of 107 vs 107 for Philadelphia (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$392 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
107107
100 = US avg
1BR rent
$2,000$1,650
per month
State tax
3.1%9.9%
income tax
Take-home at $75K
$4,547$4,122
per month

Salary needed in Eugene to match your Philadelphia lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in PhiladelphiaEquivalent in Eugene
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Philadelphia vs Eugene

ExpensePhiladelphiaEugene
Monthly take-home$4,547$4,122
1BR rent$2,000$1,650
Groceries$391$395
Transport$96$82
Utilities$160$128
Internet$65$65
Left after essentials$1,835$1,802

Frequently asked questions

Is Eugene cheaper than Philadelphia?

No. Eugene has a cost of living index of 107 vs 107 for Philadelphia (100 = US average). That's about 0% more expensive.

How much will I save moving from Philadelphia to Eugene?

On a $75K salary, moving from Philadelphia to Eugene could save roughly $392/month on core expenses. That's ~$4,704/year.

What salary do I need in Eugene to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $75,000/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only