Moving from Philadelphia to Denver (2026)

Denver has a COL index of 122 vs 107 for Philadelphia (100 = US average). Expect to pay about 14% more for the same lifestyle.

Pay ~$5 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
107122
100 = US avg
1BR rent
$2,000$2,000
per month
State tax
3.1%4.4%
income tax
Take-home at $75K
$4,547$4,466
per month

Salary needed in Denver to match your Philadelphia lifestyle

Based on the 14% cost of living increase between the two cities.

Your salary in PhiladelphiaEquivalent in Denver
$40K$45,607
$50K$57,009
$60K$68,411
$75K$85,514
$80K$91,215
$100K$114,019
$120K$136,822
$150K$171,028

Monthly budget at $75K — Philadelphia vs Denver

ExpensePhiladelphiaDenver
Monthly take-home$4,547$4,466
1BR rent$2,000$2,000
Groceries$391$388
Transport$96$114
Utilities$160$140
Internet$65$65
Left after essentials$1,835$1,759

Frequently asked questions

Is Denver cheaper than Philadelphia?

No. Denver has a cost of living index of 122 vs 107 for Philadelphia (100 = US average). That's about 14% more expensive.

How much will I save moving from Philadelphia to Denver?

On a $75K salary, moving from Philadelphia to Denver could save roughly $5/month on core expenses. That's ~$60/year.

What salary do I need in Denver to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $85,514/year in Denver. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only